diff --git a/src/Service/ServicePricingCalculator.php b/src/Service/ServicePricingCalculator.php
index be19dfa..d367f4f 100644
--- a/src/Service/ServicePricingCalculator.php
+++ b/src/Service/ServicePricingCalculator.php
@@ -295,9 +295,10 @@ class ServicePricingCalculator
         }
 
         // Resolve insurance: use price-tier-adjusted insurance for bulk assignment
+        // Skip synthetic "no insurance" option - it's a UI construct that shouldn't appear in summary
         $insuranceToAggregate = $this->resolveInsuranceForAggregation($participant, $bookingDto);
 
-        if (null !== $insuranceToAggregate && null !== $insuranceToAggregate->price) {
+        if (null !== $insuranceToAggregate && null !== $insuranceToAggregate->price && false === $insuranceToAggregate->isNoInsurance()) {
             $this->addInsuranceToServiceAggregation($serviceAggregation, $insuranceToAggregate, 1);
         }
 
diff --git a/templates/booking/_participant_form.html.twig b/templates/booking/_participant_form.html.twig
index d76f44f..3e7aa85 100644
--- a/templates/booking/_participant_form.html.twig
+++ b/templates/booking/_participant_form.html.twig
@@ -65,7 +65,7 @@
 {% endmacro %}
 
 {# Macro to render a checkbox table row (for trailing checkboxes like rental insurance, parking, bulk insurance) #}
-{% macro checkbox_row(checkboxField, label, price, tooltipText, tooltipLabel, widgetAttr = {}) %}
+{% macro checkbox_row(checkboxField, label, price, tooltipText, tooltipLabel, widgetAttr = {}, showPrice = true) %}
     {% set isReadonly = checkboxField.vars.attr.readonly is defined %}
     <tr>
         <td class="border border-primary-bg p-2 align-top">
@@ -82,7 +82,7 @@
             {%- endif -%}
         </td>
         <td class="border border-primary-bg p-2 align-top w-24 text-right whitespace-nowrap">
-            {{ price | format_service_price }}
+            {{ price | format_service_price(showPrice) }}
         </td>
         <td class="border border-primary-bg p-2 align-top w-12 text-center">
             {% set fieldTooltip = checkboxField.vars.attr['data-tooltip']|default(null) %}
@@ -503,7 +503,8 @@
                                             null,
                                             form.bulkInsuranceBooking.vars.attr['data-description']|default(null),
                                             'Info',
-                                            htmxAttr
+                                            htmxAttr,
+                                            false
                                         ) }}
                                     {% endif %}
                                     {% for child in form.insurance %}