wip: incorrect rules around family insurances

addresses #869dr80qj

src/Form/Service/ParticipantInsuranceFieldHandler.php

@@ -136,9 +136,6 @@ class ParticipantInsuranceFieldHandler extends AbstractParticipantFieldHandler
         // Get selectable (non-complementary) insurances with caching
         $selectableInsurances = $this->insuranceService->getSelectableInsurances($bookingDto->travel);
 
-        // Calculate travel price for eligibility checks
-        $travelPrice = $this->priceCalculatorService->calculateIndividualParticipantPriceExcludingInsurance($bookingDto, $participantIndex);
-
         // Determine if this is a new user selection or just form resubmission
         $isNewSelection = null !== $selectedInsuranceId
             && (null === $currentInsurance || !$this->isSameInsurance($selectedInsuranceId, $currentInsurance));
@@ -161,6 +158,8 @@ class ParticipantInsuranceFieldHandler extends AbstractParticipantFieldHandler
             $selectedInsurance = $this->findInsuranceById($selectableInsurances, $selectedInsuranceId);
 
             if (null !== $selectedInsurance) {
+                $travelPrice = $this->priceCalculatorService->resolveInsuranceTravelPrice($bookingDto, $participantIndex, $selectedInsurance);
+
                 $eligibleInsurances = $this->insuranceService->getEligibleInsurances($selectableInsurances, $participant, $bookingDto, $travelPrice);
                 $isSelectedInsuranceEligible = $this->isInsuranceInList($selectedInsurance, $eligibleInsurances);
 
@@ -198,6 +197,8 @@ class ParticipantInsuranceFieldHandler extends AbstractParticipantFieldHandler
                 return;
             }
 
+            $travelPrice = $this->priceCalculatorService->resolveInsuranceTravelPrice($bookingDto, $participantIndex, $currentInsurance);
+
             // Check if current insurance is still eligible with updated participant data
             $eligibleInsurances = $this->insuranceService->getEligibleInsurances($selectableInsurances, $participant, $bookingDto, $travelPrice);
             $isCurrentInsuranceStillEligible = $this->isInsuranceInList($currentInsurance, $eligibleInsurances);