diff --git a/src/Form/Service/Condition/RentalInsuranceAvailableCondition.php b/src/Form/Service/Condition/RentalInsuranceAvailableCondition.php
new file mode 100644
index 0000000..978a8c0
--- /dev/null
+++ b/src/Form/Service/Condition/RentalInsuranceAvailableCondition.php
@@ -0,0 +1,65 @@
+<?php
+
+declare(strict_types=1);
+
+namespace App\Form\Service\Condition;
+
+use App\BusProNet\Constants;
+use App\Form\Model\BookingDto;
+use App\Form\Service\Contract\FieldConditionInterface;
+
+/**
+ * Condition that evaluates whether rental insurance services are available for the travel.
+ *
+ * This condition checks if the travel has any LVS (rental insurance) services available.
+ * The rental insurance checkbox should only be shown when both rental equipment is selected
+ * AND rental insurance services actually exist for the travel period.
+ */
+class RentalInsuranceAvailableCondition implements FieldConditionInterface
+{
+    /**
+     * Evaluates whether rental insurance services are available for the travel.
+     *
+     * @param BookingDto           $bookingDto       The current booking data (create or edit)
+     * @param int                  $participantIndex The index of the participant being evaluated
+     * @param array<string, mixed> $formData         Current form data for condition evaluation
+     *
+     * @return bool True if rental insurance services are available, false otherwise
+     */
+    public function evaluate(BookingDto $bookingDto, int $participantIndex, array $formData): bool
+    {
+        if (null === $bookingDto->travel) {
+            return false;
+        }
+
+        $services = $bookingDto->travel->getAdditionalServicesBySubTypes(
+            Constants::TOKEN_RENTAL_INSURANCE,
+            true
+        );
+
+        return false === empty($services);
+    }
+
+    /**
+     * Returns field names that trigger re-evaluation of this condition.
+     *
+     * This condition depends on travel data which doesn't change during form interaction,
+     * so no fields trigger re-evaluation.
+     *
+     * @return string[] Empty array as this condition is static for a given travel
+     */
+    public function getDependentFields(): array
+    {
+        return [];
+    }
+
+    /**
+     * Returns a human-readable description of this condition.
+     *
+     * @return string A brief description of the condition logic
+     */
+    public function getDescription(): string
+    {
+        return 'Rental insurance checkbox shown only when LVS services exist for travel';
+    }
+}
diff --git a/src/Form/Service/CreateFieldStateProvider.php b/src/Form/Service/CreateFieldStateProvider.php
index 892680e..54d4e83 100644
--- a/src/Form/Service/CreateFieldStateProvider.php
+++ b/src/Form/Service/CreateFieldStateProvider.php
@@ -17,6 +17,7 @@ use App\Form\Service\Condition\FieldValueCondition;
 use App\Form\Service\Condition\FinalBookingOnlyCondition;
 use App\Form\Service\Condition\FirstParticipantCondition;
 use App\Form\Service\Condition\MultipleParticipantsCondition;
+use App\Form\Service\Condition\RentalInsuranceAvailableCondition;
 use App\Form\Service\Condition\RentalSelectionCondition;
 use App\Form\Service\Condition\RoomSelectionCondition;
 use App\Form\Service\Condition\ServiceSubTypeCondition;
@@ -264,9 +265,13 @@ class CreateFieldStateProvider extends AbstractFieldStateProvider
             ),
         ];
 
-        // Show rental insurance only when rental services are selected (hidden by default)
+        // Show rental insurance only when rental services are selected AND LVS services exist (hidden by default)
+        $rentalInsuranceAvailableCondition = new RentalInsuranceAvailableCondition();
         $this->fieldStateConditions['rentalInsurance'] = [
-            'hidden' => CompositeCondition::not($rentalCondition),
+            'hidden' => CompositeCondition::or(
+                CompositeCondition::not($rentalCondition),
+                CompositeCondition::not($rentalInsuranceAvailableCondition)
+            ),
         ];
 
         // Show license plate only when parking is selected (hidden by default)
diff --git a/src/Form/Service/EditFieldStateProvider.php b/src/Form/Service/EditFieldStateProvider.php
index 1617891..2d6b536 100644
--- a/src/Form/Service/EditFieldStateProvider.php
+++ b/src/Form/Service/EditFieldStateProvider.php
@@ -17,6 +17,7 @@ use App\Form\Service\Condition\FieldValueCondition;
 use App\Form\Service\Condition\FirstParticipantCondition;
 use App\Form\Service\Condition\PersonalDataMutabilityCondition;
 use App\Form\Service\Condition\PickupsMutabilityCondition;
+use App\Form\Service\Condition\RentalInsuranceAvailableCondition;
 use App\Form\Service\Condition\RentalSelectionCondition;
 use App\Form\Service\Condition\RoomSelectionCondition;
 use App\Form\Service\Condition\ServiceSubTypeCondition;
@@ -159,9 +160,13 @@ class EditFieldStateProvider extends AbstractFieldStateProvider
             'readonly' => $additionalServicesMutabilityCondition,
         ];
 
-        // Rental insurance - shown only when rentals selected, readonly if services not mutable
+        // Rental insurance - shown only when rentals selected AND LVS services exist, readonly if services not mutable
+        $rentalInsuranceAvailableCondition = new RentalInsuranceAvailableCondition();
         $this->fieldStateConditions['rentalInsurance'] = [
-            'hidden' => CompositeCondition::not($rentalCondition),
+            'hidden' => CompositeCondition::or(
+                CompositeCondition::not($rentalCondition),
+                CompositeCondition::not($rentalInsuranceAvailableCondition)
+            ),
             'readonly' => $additionalServicesMutabilityCondition,
         ];